Is Ohio One of the States that Requires Motorcycle Insurance?

Is Motorcycle Insurance Mandatory in Ohio?

Yes, motorcycle insurance is mandatory in Ohio. Unlike previous times when not all states obliged motorcycle owners to have insurance coverage, Ohio was not included in the exemption. Thus, procuring insurance is a requisite before hitting the highways and byways in Ohio.

The minimal requirement in Ohio requires owners to have liability insurance, with at least $25,000 coverage per person for bodily injuries sustained in an accident.

Purchasing additional coverage like collision and comprehensive insurance is optional.

Other Motorcycle Insurance Coverage Options in Avon Lake, OH

Besides the basic coverage, several other types of motorcycle insurance options are available in Avon Lake, OH. These include coverage for personal belongings and other items carried on the motorcycle.

Roadside assistance is always a wise investment, whether you use your motorcycle for commuting, everyday errands around town, or leisurely highway rides to vacation destinations.

Medical payment coverage for both the driver and the passenger is another optional insurance coverage to consider.

Inquire with your agent about total loss coverage and the specific scenarios the insurance covers.

Insurance Coverage: Before or After a Motorcycle Purchase

If you plan to purchase a motorcycle in Ohio soon, you are allowed to buy the bike before acquiring the required liability insurance coverage. However,

Like motorcycles, scooters must also be registered and insured in the state. On the other hand, mopeds do not require liability insurance.

Please note that you cannot operate the bike without proof of active liability insurance.

Contact Meiners Insurance Today

At Meiners Insurance, we are committed to helping you secure the necessary insurance coverage to legally operate your bike in Ohio. Call us today to ensure a safe ride tomorrow.