Category: Boat/Watercraft Insurance

Avon Lake is a terrific place to live, work, and play. Particularly if you are a boat owner. Especially if you own a boat, summers go by quickly in Northeast Ohio, but boaters seem to make the most of the season. Meiners Insurance serves the Avon Lake, OH area with boat insurance, including winter boat storage coverage.

Here’s what you should know about storing and insuring your boat for the off-season:

Boat Insurance May Be Required Year Around

This is particularly true if your boat is being financed. The finance company will want their risk to be covered against theft, vandalism, winter storms, and more.

Boat Insurance is Not Required in Ohio

With the exception of boats that are being financed, boat insurance is not required in the state. It is still a prudent step to take. Even in storage, your boat can suffer theft or damage from fire, weather, and more. Year-round coverage can protect your investment.

Properly Winterize and Store Your Boat

Boat insurance may not cover damage from freezing if they are not properly winterized or stored. Make sure your boat is prepared and secure.

How Your Boat is Stored Matters

Storing a boat indoors in a temperature-controlled building may be more expensive, but it can be better for the craft and cheaper to insure in the off-season.

Meiners Insurance Is Here To Help

If you own a boat, we encourage you to reach out to us at Meiners Insurance, serving the Avon Lake, OH area. Whether it is a fishing boat, ski boat, pontoon, or luxury yacht, we can help make sure you have appropriate coverage, including through the Ohio boat storage winter season. Contact us with your questions and for a free quote today.

By law, all recreational boaters in Ohio are required to have adequate boat insurance. Boat insurance protects you and your passengers from financial loss in the event of an accident. It also covers damage to your boat and belongings, as well as third-party property damage and bodily injury.

Boat insurance gives you peace of mind while out on the water, knowing that you are protected financially in case of an accident.

What Does A Boat Insurance Policy Cover?

Boat insurance policies can protect you financially in the event of an accident involving your boat. Protections can include damage to your boat, as well as third-party property damage and bodily injury. Some policies also cover theft or vandalism of your boat, and may even pay for emergency services if you are stranded on the water.

Talk to a licensed agent at Meiners Insurance in Avon Lake, OH to determine what type and amount of coverage is best for you and your family.

Get A Free Boat Insurance Quote in Ohio

Meiners Insurance is an independent insurance agency that specializes in finding the best coverage and rates for our clients. We work with a variety of different insurers so that we can find the perfect policy for your needs. Getting a quote from us is easy – simply give us some basic information about yourself and your boat, and we’ll get to work shopping around for the best policies.

We’ll make sure you get the coverage you need at a price you can afford. Don’t wait until it’s too late — contact us at Meiners Insurance in Avon Lake, OH for a free quote today!

When you own a boat, you may be wondering if you need insurance for it. It isn’t required, though you should really think about getting some for your own protection. While considering whether or not you want insurance in Avon Lake, OH, you should figure out what it covers. Meiners Insurance offers a list of coverages to consider below. 

Here are some things that your boat insurance will cover 

Your boat itself. Though some plans will cover more than others, your insurance could cover the cost to repair it if it is damaged. It could also replace it if your boat gets stolen. Your boat doesn’t even have to be in the water to be covered! 

Property damage. If you damage someone else’s boat or property (such as a dock), you will be held liable for it. Your insurance will cover these costs. 

Medical bills. If you or your passengers are injured in an accident, you are going to have to pay for the medical bills, which can add up quickly. Your liability insurance will cover these expenses. 

Legal fees. Your liability insurance will also cover any legal fees if you end up getting sued over the accident. 

Other people’s negligence. Your boat insurance will likely have underinsured and uninsured insurance. This is used to cover any expenses that the other party may not be able to pay with their insurance.

The best way to make sure that you have enough insurance is to talk to a professional. If you are serious about it, you should contact us at Meiners Insurance in Avon Lake, OH. We will be glad to go over your options to ensure that you feel good about your insurance. 

Do you own a yacht, pontoon boat, leisure crafts, sailboat, or jet boat? Would you like to enjoy navigating in the big waters of Lake Erie, Aurora pond, Mosquito Creek, or the Grand Lake St. Mary?

Well, it can all be fun, but you’ll at least need some insurance cover as part of your safety plan. It isn’t mandatory to hold boat insurance coverage if you are a boat owner in Avon Lake, OH, but here is why you should think of getting a policy anyway from Meiners Insurance.

Your boat is a treasured and expensive possession, and any damage to it can affect your finances because you may need to get it repaired or replaced. Before getting a policy from Meiners Insurance in Avon Lake, OH, here are some questions that you should answer.

What Does a Boat Insurance Cover Entail?

Like any other insurance cover, boat insurance coverage protects your boat in case of damage or loss. The coverage protects many types of watercraft, but it exempts personal watercraft, kayaks, and canoes.

Is It Mandatory to Hold Some Boat Insurance Coverage?

It’s compulsory to insure your boat in some states to get liability coverage, but the state of Ohio hasn’t made this requirement mandatory. The state of Ohio may not compel you to insure your boat, but some marinas in Avon Lake, OH may require you to have some boat insurance cover before you can dock at the marina. If you buy a boat using loan money from a lender, then the lending organization may require you to buy boat insurance.

What Risks Does the Boat Insurance from Meiners Insurance Cover?

A boat insurance cover protects your watercraft against any losses and damages, including;

• Property damage liability
• Collision damage
• Bodily injury
• Comprehensive coverage for non-collision damage resulting from acts such as vandalism and theft. 

Where Can Boat Insurance Get Acquired?

Well, if you’re from Avon Lake, OH, then the Meiners Insurance Company is your best bet. Visit our company’s website or give us a call, and you’ll get all the help you need to get a reliable boat insurance policy.