Get DirectionsProperty upgrades that enhance the beauty and functionality of your commercial land require liability protection. Read on to learn about the risks associated with land improvements. Then, purchase commercial liability insurance for your business property.
Upgrades to your Home
- Pond, fountain, or another water feature
- Landscape Lighting
- Common areas for walking and sitting
- Trees, shrubs, and other plants
- Patios
- Gazebos
This list highlights some landscaping upgrades that a liability protection plan can cover. These upgrades and others could alter how your commercial property is used daily.
Risks to your Home
Land improvements are designed to make your property more attractive or user-friendly. However, these types of additions may come with risks. Natural and synthetic materials used to construct landscaping features could become damaged, posing a risk to others.
Assess the materials each feature is constructed of. Perform a safety analysis that pertains to the design of each landscaping upgrade. Consider ways to improve the safety of each landscaping upgrade.
The installation of fencing or signs could make it easier for patrons and employees to access your property. Safety features will also prevent unforeseen accidents on your commercial land.
Coverage for your Home
The amount of commercial property liability coverage you acquire should coincide with the risk level of each upgrade. If someone who visits your property ultimately sues you, the liability insurance will cover legal costs and other costs associated with the lawsuit.
Your commercial liability insurance policy will indicate the cap amount for the landscaping materials covered by your policy.
Contact Meiners Insurance
Contact one of our agents at Meiners Insurance. An agent who serves Avon Lake, OH, will prepare your new commercial liability insurance documents for the landscaping upgrades.
