Get DirectionsAre you going to attach a tow bar and hitch to your RV during your next road trip? If so, you may need specialized insurance to protect your RV, towing equipment, and cargo.
Towing Risks
When actively towing, you are increasing the workload that your primary vehicle is responsible for. The additional weight, plus the presence of the towing equipment, may increase your risk of being involved in an accident.
Your primary vehicle could sideswipe another vehicle, and towing equipment can become disconnected, causing damage. Towing insurance coverage designed for RV owners provides protection whenever a vehicle or RV equipment is being towed.
Towing Preparations
Decide which equipment you will be using for towing purposes. Inspect the equipment, ensuring that it is damage-free. Consider the value of the towing equipment and the item or items that will be towed behind your vehicle.
You can obtain towing insurance that will cover all the essential items that are necessary for towing. You can also obtain coverage for your RV and the actual item that will be towed behind it.
For example, you may decide to tow a snowmobile or four-wheeler behind your RV. If you are going to be using a trailer for towing purposes, you may want to seek insurance coverage for your RV, the trailer, and the piece of recreational equipment that you will be towing.
You may also want to insure the tow bar, the hitch, and other towing equipment. If you are involved in an accident, your coverage may pay for repairs.
Contact An Insurance Agent in Avon Lake, OH
At Meiners Insurance, one of our insurance agents will assist you with updating your RV insurance policy. Set up an appointment to obtain the towing coverage that you need.
