Month: January 2023

At Meiners Insurance, serving the greater Avon Lake, OH region, we provide motorcycle insurance to riders in the state.  Buying motorcycle insurance is one of the best investments a rider can make next to choosing their bike. But there are some things you should know before making a purchase. 

Five Things Every Rider Should Know About Motorcycle Insurance

#1. – Budget 

Motorcycle riders need to choose insurance that meets their need for coverage AND a policy that fits their budget. Insurance that is outside your price range can be a recipe for disaster. 

#2. – Lifestyle 

Choose motorcycle insurance coverage that best fits your individual needs and lifestyle. An experienced insurance agent at Meiners Insurance can advise on the best motorcycle insurance policy that matches your lifestyle. 

#3. – Bodily Injury Protections

Motorcycle insurance doesn’t just cover the rider. Bodily injury coverage policy add-ons can help protect you and other drivers if you’re at fault for an accident or injuring someone while riding your bike.

#4. – Multiple Coverage Types

It is important to choose the right coverage based on your individual needs. Common types of motorcycle insurance coverage protections available include the following.

• Liability
• Collision
• Comprehensive
• Medical payments
• Personal injury protection (PIP)
• Uninsured motorist
• Underinsured motorist

Some coverage is required by law, while others are optional. Additional coverage and add-ons for motorcycle insurance policies include roadside assistance and towing services.

#4. – Property Damage

Motorcycle insurance can help you or an injured party recover from damage and loss in the event of an accident that causes property damage.

#5. – Peace of Mind

One of the main benefits of having motorcycle insurance is the peace of mind it provides. Riders can enjoy the ride when they know they are covered in case of an accident or mishap while on the road.

Give Us A Call

Contact us at Meiners Insurance, serving the greater Avon Lake, OH, if you have further questions. We are here to assist.